At Posit Science, we believe brain training is medicine, and our partners at Truemed agree. Through our collaboration with Truemed, eligible customers can now use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds on BrainHQ! This means you may be eligible to purchase BrainHQ–the premier program for brain health–with pre-tax dollars.
Think Faster • Focus Better • Remember More
BrainHQ is an online headquarters for brain training, offering specialized exercises that target memory, attention, brain speed, people skills, decision-making, and navigation–core cognitive skills that keep your brain active and strong. Scientifically proven to work in hundreds of studies, BrainHQ is an engaging, easy-to-use, and effective tool to empower your brain health.
How does it work?
HSAs and FSAs were created for you to spend tax-advantaged dollars on products and services, like BrainHQ, that can treat or prevent medical conditions, and Truemed is making it easy to do just that. Here’s how:
- Visit brainhq.com and add BrainHQ to your cart
- At checkout, pay with your normal credit card, debit card, or PayPal
- After you complete your purchase, you’ll receive an email with a link to a one-minute survey
- Take the survey to determine your eligibility
- In 1-2 business days or sooner, Truemed will email your Letter of Medical Necessity (LMN) and provide instructions for receiving reimbursement from your HSA/FSA administrator
Eligible BrainHQ Products
Frequently Asked Questions
Yes! Through our partnership with Truemed, you can pay for your selected BrainHQ purchases with your HSA/FSA.
HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.
Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
No. At the present time, you must purchase BrainHQ with your normal credit card, debit card, or PayPal, and submit for reimbursement as outlined above.
For most FSA/HSA administrators, your expenses will be approved within days when you submit your claim for reimbursement along with your receipt and a Letter of Medical Necessity. The exact timing will vary based on your administrator.
If you have already received a Letter of Medical Necessity for purchasing BrainHQ, you do not need to complete Truemed’s survey again, so long as your Letter of Medical Necessity remains valid. Letters of Medical Necessity are typically valid for 12 months from the date they are first issued. You do still need to submit your receipts for reimbursement with your HSA/FSA administrator.
Items in your Truemed Letter of Medical Necessity (“LMN”) are qualified medical expenses in the same way as a visit to the doctor’s office or pharmaceutical product is. Your desire to prevent or treat cognitive decline qualifies as a qualified medical expense with an LMN, as a doctor substantiates the need. Your Truemed LMN meets all IRS requirements, making your purchase fully reimbursable.
There is no cost to you.
Check with your HSA/FSA administrator. Typically, FSA dollars expire at the end of the year, and unused money may not roll over into the next year. However, some HSA/FSA providers have different dates by which you must use remaining funds. Make sure to spend the rest of your FSA dollars before the deadline set by your FSA administrator— use it, so you don’t lose it!
Yes. You can submit for partial reimbursement. For example: if you purchase an annual subscription to BrainHQ for $96 but only have $60 in your account, you can reimburse $60 of your purchase with your tax-free funds (with the remaining $34 paid for as normal).
Please contact TrueMed at support@truemed.com so their support team can help you troubleshoot the issue. HSA/FSA plan administrators often have detailed requirements, so it may be as simple as re-issuing your Letter of Medical Necessity using the administrator’s form.